General Information

Although you were randomly selected to move through the loan approval process, you must upload documents in a timely manner. We will review documents on a first-come, first-served basis, and we will not review your documents until all required documents have been uploaded. Once all documents have been uploaded, we will review them for accuracy, signatures, additional eligibility, creditworthiness, repayment ability, etc. If you do not upload your documents in a timely manner, we will offer your “spot” to the next randomly selected applicant.

We will contact you if additional information is needed or if your loan is approved or denied.

Loans will have fixed interest rates as low as 4% with terms of 5-10 years.

You may apply for a loan of up to $50,000.

Applications will not be on a first-come, first-served basis. Instead, they will be pooled and randomized for selection and evaluation. If you are selected, you will be contacted to submit relevant documentation.

The application will close on July 24th, 2026, at 5:00 PM CT. Staff will then contact selected applicants as soon as possible to request that they upload relevant documentation.

Staff will review all documents for accuracy, signatures, eligibility, etc. If there is an error, we will contact you for clarification or additional information.

Only one application is accepted per business.

One application is accepted per business. Clearly indicate the different EIN on each application.

• Projections – We are asking you to estimate, using the most current information at your disposal, to complete business projections.
• Tax Returns and Interim Financials – Please provide two years of business tax returns for the previous two calendar years. We understand that you may not have filed the last calendar year business tax returns. In that case, please provide tax returns for the most recent two years that you have filed and year-end financial statements for the previous calendar year.
• Personal Financial Statement – This must be completed and signed by all applicants and their spouses, other owners with 20% or more ownership, and other guarantors.

• You should have received an confirmation email with application ID from noreply@h-gac.com
• Please check your spam/ junk folder if you don’t see it.
• You may reach out to one of our staff members directly. Click here to view our list of Program Contacts.