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NEWS
Leveling Up Your Business – 3-Part Series
Join us for this powerful three-part series designed to help entrepreneurs and small business owners strengthen their foundation,
build a solid strategy, and gain confidence in managing business finances. Each session offers practical guidance and actionable steps
to help take your business to the next level.
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How can we help you?
H-GALDC partners with local banks to provide low-cost, fixed-rate, government-guaranteed Small Business Administration 504 Loans.
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SBA 504 Loan
SBA 504 Loan Program loans offer lower, fixed interest rates and 25-year repayment terms. Projects include fixed assets and typically range from $500,000 up to $10 million.
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GCEDD Business Loan Fund
The GCEDD Business Loan Fund offers loans with 10-year repayment terms for real estate, construction, equipment, and working capital with a minimum interest rate of 4%. Projects typically range from $100,000 to $300,000.
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Houston-Galveston Area Local Development Corporation
Licensed throughout Texas
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About H-GALDC
Founded in the early 1980’s by the Houston-Galveston Area Council, the Houston-Galveston Area Local Development Corporation (H-GALDC) is licensed throughout Texas as an SBA 504 Loan Program
certified development company (CDC). We support economic development through low-cost, fixed rate commercial/industrial real estate, working capital and equipment
financing to new, existing and expanding small businesses.
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How the SBA 504 Loan Program Process Works?
H-GALDC works directly with the financial institution and business applicant to develop financing packages that meet SBA 504 Loan Program guidelines and credit criteria. The staff then processes, closes, and services the loan.
SBA 504 Loan Program loans offer lower, fixed interest rates and longer, 25-year repayment terms.
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