Loans

Loans Offered by H-GALDC

SBA 504 Loans & Buisiness Loan Fund

SBA 504 Loan Program loans

Lower, Fixed Interest Rates and 20-Year Repayment Terms

SBA 504 Loan Program loans offer lower, fixed interest rates and 20-year repayment terms. Projects include fixed assets and typically range from $500,000 up to $10 million.

VetLoan Advantage

To help veterans get the financing they need for small business ownership and success, H-GALDC is proud to offer the VetLoan Advantage program.

H-GALDC will issue a cash rebate of up to ½% of 1% of the SBA 504 loan amount or up to $5,000 to help offset the veteran’s loan expenses, including appraisal and environmental reports.

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Business Loan Fund

Loans With 10-Year Repayment Terms

The Business Loan Fund offers loans with 10-year repayment terms for real estate, construction, equipment, and working capital with a minimum interest rate of 4%. Projects typically range from $100,000 to $300,000.!

Funds are available for projects located in the following Texas counties: Austin, Brazoria, Chambers, Colorado, Fort Bend, Galveston, Harris, Liberty, Matagorda, Montgomery, Walker, Waller, and Wharton.

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